In life, never say never. Up until this time, I really don’t believe that I will find myself in a situation whereby I would be required to pay for a piece Android app without even having the opportunity of first testing it out. In today’s topic, we are going to talk about how to solve the Nigeria Play store payment method with respect to the error message you get when you are trying to link your Nigerian debit/credit/ATM card to the google play Store in order to make a purchase.
Well, in my case, I was handicapped as I wasn’t ready to root my phone and I needed the font package because it makes a whole lot of sense to me. In case you missed that article, please kindly read up my comprehensive tutorial on how to install more than 3000 different fonts on Samsung phones for just $1.99
I encountered an error “correct this card info or try a different card” while trying to add a card in other to make a purchase on the google play store. In spite of trying out about four cards from four different banks, I wasn’t successful. I later searched online for a solution and I came up with the fix which I am sharing with you today
Steps to Solve Nigeria Play store payment method Error on Google Play Store
Why Do I Get This Error
This error is not peculiar only to the google play store. It started when the current administration in Nigeria assumed office. The Nigerian currency(the naira) was devalued) and it became impossible to make use of Direct currency conversion(DCC) while shopping online. You need to set up your card to charge you directly in the merchant’s currency before the transaction would be successful.
For example, if the merchant’s currency is in US dollars, you must change your currency to USD. On Amazon, for example, there is an option to do this. On the Google play store, however, there is no such option. You need to change your address to that of the United States before you can add a credit/debit card successfully. This is what I want to address here today.
The solution to “correct this card info or try a different card” on Play Store With Nigerian Card
The requirements
- Get a VPN with a US Ip address
- You need a Google account. But I will advise you to open a fresh Google account with a USA address. In other words, use your VPN to open a Google account and select the USA as your country. Doing this has other benefits as some apps that are not available for download to people outside the US would now be visible in your play store. You can register one here
- Get a Nigerian Credit card also known as an ATM card ready. I Strongly recommend the GTbank US card, Flutterwave/barter card, UBA Africa, or Access Bank Visa Signature Card. However, you may also try the following naira cards; the GTBank card, First Bank card, Access Visa card, and Eco card.
- Make sure you have some funds for the value of the item you want to purchase on the google play store
- Get a valid US address or get a virtual one. The zip code is the most important thing here. you can have an idea of how you can get some here
Especially Relevant: How People Living in Nigeria Can Enable/Activate Google 2-Step Verification
Steps to Fix Google Play Store Payment Error in Nigeria
- Open your Google play store App and select the account you want to convert to that of the US(If you have multiple accounts)
- Next, open settings by clicking on the 3 parallel lines at the left top corner of the play store app
- Go to your play store account from the settings.
- Select payment methods
- Next, look at the bottom of the page and select the More payment settings option.
- Now, you will be directed to payments.google.com also known as google payment center.
- Once you are here, you will see an option to add a payment method. Please don’t add any yet if you are using a Nigeria card
- On the contrary, select the menu from the top-left corner, and choose the addresses
- Now, select “ADD NEW ADDRESS”
- Finally, fill in the US address that you have. Make sure you use your credit/atm card name while filling this a sit is very important. Once you are done with this, save and set it as your primary address profile. You can now add your card and it will be added successfully.
- Also, you will notice that the prices of items will change from naira to dollars. You will also have more payment options which only USA residents are entitled to.
- This surely works. Do not set auto-charge and remove it if you won’t be using it too often.






Please help me, my UBA dollar card keeps getting declined by Gpay every time I try paying for my google play console account, what can I do?
@cHRIS: TRY AND USE uba AFRICAD instead
I didn’t remember I made any purchase nor authorise any deductions but I noticed that every month a deduction of more that 6000₦ is deducted from my account and credited to goggle lekki or Victoria Island. How do I stop this robbery.
@rotimi, olawale: you need to go to your google account(s) and deactivate automatic subscription
How can I contact you on WhatsApp please? 08106293713
That’s my number
@emmanuel: info @ lemmymorgan.com is the email
Good evening sir, I tried your tutorial here now but still didn’t work, ‘Your request failed. Make sure that your payment method info is correct or add a new payment method to your Google Account. Learn more [OR-CCSEH-05]’.
I am using UBA Mastercard
@Tobi: is your google account Registered in the US?. yOU CAN USE A GOOD vpn TO DO THIS.
Please, Mr Lemmy Morgan, can you specify the exact VPN I can use for this, thank you😚
@Anijoe: any premium vpn like windscribe, ipvarnish
Pls,I just collected my gtbank debit card, master card I was unable to add it to play store. It gets bring your request failed. Use a different payment method even after using this your method in your website here. Please I really need your help because I opened this bank ACC in order to make payment on my game call of duty. Please I would like to have ur WhatsApp number pls.
@Godwin: GTBank nairacard won’t work. however, their usd card will work
Can I use a us dollar virtual card
@conelius: why not try UBA africard prepaid card. you don’t need to have an account with them to own one.
how can i get this card sir?
@Noble, Goto any uba branch.
Hello. I have done all you said but still giving me same result. how else can you help me bcos I really need to get it done
@Sola: do you have a card that is domiciled in USD?
I have bind the address to that of U.S but still not able to link my access visa card
Thanks for the tutorial on how to add our payment method on google pay. But what I wanna ask is that, is it really important we remove the card after using it if we won’t be using it too often?
Will it have any side effects?
@Muyiwa: it is not necessary. However, if you will leave it there, ensure that you turn off auto-renewal of subscriptions
Hi, I’m still unable to add my access bank visa card. Please help me out.
Please use uba or zenith.
having same issue on my uba visa prepaid card
Please how can I get a us ip address when I can’t even pay for a VPN?
@DAMI: YOU NEED A vpn
Hi please I have been unable to receive emails for 2 weeks now cause it says my storage is full and has also refused all my cards even the particular one I have been using for subscriptions monthly. Can I use another Google account to make payment for another
@sj: yes you should be able to.
You’re really doing a great job bruh.
I’ve done everything necessary but yet, it keeps telling me my issuer declined my transaction.
@Mc u2TALK: WHICH BANK CARD ARE YOU TRYING TO USE?
help sir………. I purchased a game online (odd world strangers wrath) it price was 1080 naira but now I got debited 4k instead….. why?
alll this within a day, and av removed my card number also
@Noah: please disable auto-renewal on your account
Is there no possibility of funding your playstore or App Store account with Naira
Please I need help. I don’t know what wrong, I couldn’t link my access bank visa card to play store it keep showing your card issuer decline your request. But I went to the bank to complain about it they told me every thing is working fine with my ATM card that is the site that is the issue. But that same card I could not use it to withdraw money from ATM machine or even POS. Is it play store that is really the issue now or is from the bank. please what do you think.
Akpos: did you say you couldn’t use it on ATM?
Hi… Thank you so much. I did everything and added my Gtbank naira mastercard and made an in-app purchase in my favorite game and it was successful.
read about you article about adding cards on play store
I did everything perfectly
The Gmail everything
Everything changed to Dollar on the app
But when I wanted to purchase still saying error
Buts it’s a visa card
Access bank
@Kenny: I HAVE UPDATED THE POST FOR YOUR SAKE. YOU may need a card denominated in USD to be able to make payments on google play store due to the realities of things. For example, your gtbank naira.
Please, i have done the same things but i cant make purchase with my access debit card, and also i cant successfully add my gtbank naira card to playstore. If u can help out with that please
@Segun: you cant add gtbank naira card because it is no longer supported. However, which error are you getting with access bank and what is the cost of the item(s) you are trying to purchase.
Will firstbank card work for this or any virtual naira card?
@telema: you need to try your dollar card
Please I am also experiencing this issue
Would Gtb dollar card work on my Google play store??
@Joshua: it will work.
I have done the steps as you did still isn’t working
@Victor: do you have a USA google account?
You have done well with this reveal and I know a lot of Nigerians are going through a lot of difficulties associated with this DCC policy (or lack thereof). Anyway, the bad thing is most of my apps (including my reliable NordVPN) require update and in order to do that, I have to purchase or renew subscriptions. That’s the snag — without having any Nigerian account that can be used for purchase from Google Store or even Apple Store, I cannot get my VPN subscription updated! So, I am left without any option, it seems, as there is so far, no free VPN in any of the stores for use. Or have you a solution to this dilemma? For the records, Nigerian Banking system is the worst in the universe!
Hello @ Lemmy Morgan..
Thank you for this post.. To a very large extent, it has been really helpful..
I was about to add my naira master card but it didn’t work for payment..
And my question is.. (Will GTB dollar card work irrespective of the billing address)..?
@akj: of course, dollar card will work perfectly
I did all this but they still wouldn’t accept my card. I researched more and it said “the card must be the same address as your google address ” my card address is set up in Nigeria, my google is in Us, can you bring anymore solution for this?
@D: ARE YOU USING A DOLLAR CARD OR A NAIRA CARD?
Hello Mr lemmy Morgan please I still don’t understand although I have tried my FCMB card …
I also tried setting up my dad’s own please I need a solution quick
Can you send me an email
@Emmanuel: what problem are you encountering exactly? you need atm such as that of Zenith, any dollar card UBAor accessbank. FCMB naira card will not work.
Please .. Lemmy .. I have this exact issue and I know very little about VPN and stuffs.. Do I buy the VPN ? And I downloaded a VPN app.. Also requires money.. I’m confused.. I just want to make purchases for my games.. Please reply
@peter: you can read this to learn about VPNs: The 10 Must-have VPNs for Android and iOS devices
Please I followed your instructions and I added my debit card successfully but at the point of payment google brought out an error message #your transaction cannot be completed#. … please what else am i doing wrong
@nwosu: which bank are you using? hope not gtbank naira card?
Thank you very much for this very explanatory post. You have answered the question puzzling me.
Hello sir lemmy, please how can I get a real US phone digits. Thanks
Hello Lemmy please i have followed all your instructions yet I am still getting an error : “request failed” I used a vpn, have a US Address & Skype phone number, I switched my Google play to my US email address, changed my primary address on payment center to my US Address, but it’s still not working
Please what else can I do.
@meafunah: you need a premium phone number not Skype phone number
How do I even do all these that you did?.. Please help
@Peter Dapo: I already replied to you. Meanwhile, you may need to use zenith, uba access, or any dollar card for payment. gtbank and many other banks are not currently supporting using their naira atm to make international online payment
Please ,I don’t have credit card nor debit card is there any way I can pay for in app purchase here in Nigeria , my friends from SA pay with airtime ,don’t know if Nigeria has any option of that ?
@proxy: that’s not possible from Nigeria
Yes you can bro with 9pay billing but you must have a 9mobile sim
Hello
The text plus number I used was rejected by Google, so I tried changing my address as well and the address change was successfully changed to the US but its still rejecting my card then I tried using the PayPal option and got the Same card refusal from them.
Please what do I do.
@uzochukwu: you need an approved number such as a real US phone number, talku voip number or textnow voip number.
If you want to use PayPal, it must be a USA PAYPAL ACCOUNT
How do I change my address.. Help a brother
@Peter: you need a usa address either genuine of fake sir
Pls sir how can I create a USA google address without a real USA number because it will request for verification code,pls help.
@Iyanu: you can use alternatives such as talku o
Hello Mr Lemmy thanks for putting up this tutorial. I followed every step you outlined but when I got to the path of address, I realised google no longer allow one to put address first before going to payment. they’d ask you to key in the address as you’re writing down the card details. should I go with that or there is a new way around it?? thanks as I humbly await your reply.
@musa: is your Google account that of the ?? USA?
if you are to purchase & it say for instance 5$ will it work, for your account is not in dollars but in naira
@Ezekiel: yes, it is in dollars and that is why you need a USA Gmail account
I successfully added my card but unfortunately I couldn’t purchase, it keeps showing Error your transaction cannot be completed
@emperor: please activate online transaction on your ATM first. Use first bank, GTbank or other online-friendly bank
@Lemmy i refer you to the post below:
Thanks Lemmy, i successfully added my card and indeed made an in app purchase on FIREFREE. My issue is after the first successful purchase, i have not been able to make another purchase as i keep getting ‘Error Your transaction connot be completed’
Please what do i do in this instance?
Reply
Lemmy Morgan says
@Seun: are you accessing it with a VPN or not? which atm are you using?
MY RESPONSE TO YOUR REPLY GOES THUS:
@Lemmy I still use it with the VPN [ibvpn] and i used my GTbank atm card. Please i need you to respond on this asap. Thanks.
@Seun: please try another ATM. Just to be sure gtbank is not the one causing the issue
Thanks Lemmy, i successfully added my card and indeed made an in app purchase on FIREFREE. My issue is after the first successful purchase, i have not been able to make another purchase as i keep getting ‘Error Your transaction connot be completed’
Please what do i do in this instance?
@Seun: are you accessing it with a VPN or not? which atm are you using?
Thank you very much for this blog, after reading your blog, I was able to buy my favorite study app on Google play store, the thing that has been giving me headache for days.
@Sherifat: thanks for the feedback. It motivates us to do more.
opening anew google account request for number am I still going to use my Nigerian number
@Emmanuel: please download an use textnow to get a free us number that you can use to open a us google accounts. Any voip number should also work. In my case, i used talku. However, talku you is a paid service
Creating a new email with USA address what about when you are ask to insert USA number
@Emmanuel: use a voip iptv number
i have downloaded the vpn, but you said it is better we open a new google account with a u.s address, but there is no way to enter the code verification when setting up the google account. Anyway around this. thank you
@Hakeem: that is why we have free voip phone services like textnow. you may want to read this for more insight How People Living in Nigeria can Enable/Activate Google 2-Step Verification
Hello, please which VPN did you use.
#Hakeem” expressvpn, yourfreedom, ibvpn, nordvpn all will work. Vyprvpn
Please send me details on how I can open a US account in Nigeria to enable me purchase from the Play Store. Including pictures/graphics will be appreciated.
@Akinboye: I already explained this in my article. Simply use a US ipt to open us gmail. Also, ensure that you have a valid USA address handly when you are trying to select a payment method on google play store
O did everything but it still didn’t work. I used a gtbank card
@kerry: remove your existing payment method on Google, force stop Google play store app and clear its cache. If it still won’t work, then it’s time to, register a mew Gmail account with usa address
Wao it works thanks
I used a vpn I downloaded
Yes I did. But It didn’t work am using fcmb. Sir. Pls it’s there we can link up pls what’s your social media handle
I stay in abia
@Nwachukwu: please read the article again. I just updated it sir
Pls I did every thing but it’s still doing this same
I swear Nigeria is a fucked up country
@Nwachukwu: If it is not working for you, then you are doing something wrong. Are you suing a gtbank card? are you using a premium vpn? Did you open your google account with a USA address? Please ensure you do the above.
All I can say is you’re are a miracle worker, worked for me. Thank you very much
Sir lemme Morgan please can I get your email address so we can communicate better because i also tried using a VPN but it didn’t work out
Please I tried it and it didn’t work for me. Please can someone put me through just drop your email and I’ll send a message. It’s urgent please
@abbie use a VPN
Worked for me. Thanks a lot. I have been trying this for some time.
@David: Thanks for the feedback. People like you make the world a better place.
Pls wat VPN do u recommend for this actoon
@express, nord vpn and any other paid one
I tried changing my country, and it showed me invalid payment method after everything, please help me how can i change it so it works
@John: you need to use a supported atm card. Change your atm and change the currency to USD as opposed to naira.
How can I make this work with my word vpn
@Joseph: just select a usa sever within your vpn and that’s all
i really appreciate, it works for me
i successfully add my GTBank Master Card
Please how do you change it to your primary address??
@Dumebi Ndigwe: you need to use a vpn and change your country to the USA from within play store’s settings
Thanks for the Info. However, i still could not make my US address a primary address so it is throwing up the usual error of correcting card info.
@adekunle: you need a VPN sir
I succeessfully added my card on Google pay but am unable to add a card on play store. My vpn is on too
@Johnso Elliot: please change your country to USA before using the VPN
Asides all this, is there no way one can just go to a designated bank and pay over the counter or do a direct debit or something… all this trouble because of a government that doesn’t care about its people!
I need a full antivirus for my android that works 24/7.
Thank you.
Pls lemmy! I need a tutorials video, my debit card is not successfully added, am using a diamond/access bank debit card in nigeria pl..s help
@itoro: please use a VPN to access play store when adding the card
Hi. Is it still valid? Do you have an email for contact? Please
@Alexander: you can use UBA Africad, access usd card and GTbank usd card
Pls can somebody help, my till not successfully added have change my country and others but till not working wat should i do??
@itoro: use a VPN
i’m unable to add my credit card after doing all this…
@Emmanuale: you need to add a cc that is preactivated for online shopping sir. Check with your bank
Hello thank you for the info. I’ve been able to add my debit card successfully but it does not reflect on the app under account and apps are still being displayed in naira. Pls what’s the solution
@Abbey, you will need to change your currency to dollars under payment settings or while you are about to pay for any item you wish to buy
Hello. Thank you for the info. I’ve been able to add my debit card successfully but it does not reflect on the app under account and paid apps are still being displayed in naira. Pls what’s the solution.
Good day. Thank you very much for this. I was able to add my debit card as a form of payment. But this did not reflect on the app. Please what can I do? Does it require 24hours or something
@Chris: check it under your account.